The Buying Process
The process of buying a home can be very stressful and time-consuming. At Lincoln First Realty, we've developed a process, along with our partner company Cornhusker Bank, to make purchasing a home simple and efficient.
Follow our easy 4-step process for purchasing your new home:
1. Choose a Realtor
- Learn more about our Agents
- Members of MLS
- Show listings from any real estate company
- Listen to needs
- Show houses that fit specific needs
- Help order home inspections
- Assist with home warranties
- Gather contracts, addendums and other disclosures
- Help understand the costs involved with purchasing home
- Write offers representing interests
- Negotiate price and terms
- Ensure all terms & conditions of contract are met
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2. Get Home Owners Insurance
- Insurance required
- Protects your home from hazards
- Mortgage disability option
- Job loss insurance option
- Life insurance option
For more information on home insurance, call Tom Janecek with Cornhusker Bank at 402-434-2264.
3. Get a Home Loan
- Homes can be purchased with little or no money down
- Owning builds equity
- The value of real estate has increased over time
- Equity in your home can be leveraged to start a business or purchase additional property
- Prequalification: Considers income and debt, Determines money needed for down payment and closing costs, Evaluates credit history
For more information, contact the Cornhusker Bank Lending Team:
56th & South St Branch
402-434-2258
Luke Mitchell
Apples Way Branch
402-434-2224
Mary Jo McClurg
56th & South St Branch
402-434-2223
Matt Gutschenritter
56th & South St Branch
402-434-2267
To apply for a home loan online now, visit the Cornhusker Bank Mortgage Department and click "Apply online now."
4. Create a Freedom Plan
Lincoln First Realty's "Freedom Plan" to new home ownership can help buyers see how close they are today, to owning their new home of tomorrow. The "Freedom Plan" allows us to hear your likes, dislikes and expectations of what your new home should be. LINCOLNFIRST REALTY and Cornhusker Bank listen to your wants and needs, and do our best to meet them in affordable new housing options.
The "Freedom Plan" includes:- Simple steps to new home ownership
- New home expectations
- Buying and Building new home
- Importance of good lender
- Response Cards -- helping Lincoln First Realty help you
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